Effective Date: May 20, 2024

Welcome to healthrate.net, a website operated by Health Ins Rate LLC ("we," "us," or "our"). By accessing or using this Site, you agree to comply with and be bound by these Terms and Conditions ("Terms"). If you disagree with any part of these Terms, please refrain from using our Site.

By using our Site, you confirm your acceptance of these Terms. We reserve the right to modify these Terms at any time. Any changes will be posted on this page, and the “Effective Date” will be updated accordingly. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.

Our Site and its content are provided for general informational purposes only. You agree to use the Site only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use and enjoyment of the Site. You may not use our Site in a way that could damage, disable, overburden, or impair its functionality or interfere with any other party's use and enjoyment.

All content on this Site, including text, graphics, logos, images, and software, is the property of Health Ins Rate LLC or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written consent.

The Site is provided on an "as-is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Health Ins Rate LLC does not warrant that the Site will be error-free or uninterrupted.

To the fullest extent permitted by law, Health Ins Rate LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Site, including but not limited to damages for loss of profits, goodwill, data, or other intangible losses.

Our Site may contain links to third-party websites. These links are provided for your convenience only. Health Ins Rate LLC has no control over the content of third-party sites and assumes no responsibility for them or for any loss or damage that may arise from your use of them.

You agree to defend, indemnify, and hold harmless Health Ins Rate LLC, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or related to your use of the Site or violation of these Terms.

These Terms and Conditions shall be governed by and construed in accordance with the laws applicable in your jurisdiction, without regard to its conflict of law principles. Any disputes arising out of or relating to these terms shall be resolved in accordance with the applicable laws.

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting the revised terms on the site. Your continued use of the site after any changes indicates your acceptance of the new Terms and Conditions.

For any questions or concerns about these Terms, please contact us at Health Ins Rate LLC at 401 NW N River Dr, Miami, FL 33128, United States our email is [email protected].

These Terms constitute the entire agreement between you and Health Ins Rate LLC regarding the use of our Site, superseding any prior agreements.